There are many companies out there today who offer special car insurance programs to people who wish to insure their classic car. Finding the right classic car insurance policy for your classic car needs could mean the difference between paying too much in car insurance premiums, and saving loads of money each year through a specially designed policy meant just for classic cars.
Insurance companies understand that classic cars are usually not driven as much as a common family vehicle, and therefore they may offer a greater discount for classic autos. Other discounts may also apply, given the fact that most people who own classic cars are very careful to protect their classics, and often keep them in secure locations to prevent theft or damage.
There may be some requirements that must be met in order to qualify for a special classic car insurance policy. For instance, certain policies may require that your classic be at least 20 years old to qualify for a discounted policy. Other prerequisites may entail that the vehicle be used primarily for car shows and other classic car events. Most companies will also require an appraisal to be submitted when insuring with a classic car insurance policy.
If you own a classic car, keep in mind that there are special classic car insurance policies that are specifically designed to fit your particular needs. Why pay outrageous premiums for your classic car insurance policy when there are discounted rates available for classic car owners?
#1 by 13madbob on November 19, 2009 - 8:17 pm
og0-dko-go-kdfo[gkdf
#2 by 0121ryanh117 on November 19, 2009 - 8:24 pm
@Tehtog What the hell do you mean. If you like Dirt, then you cant drive??
Logic?
#3 by That_Guy on November 19, 2009 - 8:51 pm
JC Taylor, Condon & Skelly or Hagarty. Remember, they will require that you have a full time regular use vehicle for every driver in your household. The primary use of the classic vehicle will need to be shows & parades. You will not be allowed to drive it to work or use it every day. They will check the mileage on every renewal. Usually they will allow about 2500 to 3000 miles per year. They will also require photos & appraisal for proof of value. The vehicle will be required to have full coverage. It is cheap insurance, but it is cheap for a reason. These companies are very strict on the use of the vehicle. I believe you will also need to have a good driving record.
#4 by renamecor on November 19, 2009 - 9:53 pm
#5 by Jim S on November 19, 2009 - 11:00 pm
No. Insurance companies go by book value period. They don't care if you have a 5k paint job and rims and a muffler that makes the car sound like a lawnmower. To the insurance company, a $2,000.00 1996 Honda Civic with $40,000 in upgrades is worth exactly $2,000.00.
#6 by Ashley on November 19, 2009 - 11:27 pm
#7 by ajedrez1 on November 20, 2009 - 7:52 am
this game is shit
#8 by Aamir M on November 20, 2009 - 9:02 am
My first car was 30 years old… I loved cars but didn't know squat about fixing them, nor did anyone else I knew. I bought it anyway. It needed everything and I spent every dime keeping it on the road… It got terrible gas mileage, was unreliable, difficult to drive for someone who was 16, and eventually turned into a piece of junk, because it was 30 years old…
On the other hand, I had more fun in my entire life with that car. Now I own two 40 year old vehicles that I drive almost daily, but have the finances and resources to do so. It was a very expensive and impractical way to learn about old cars back then.
I would advise you to do this.. Pick up a older type car but something not terribly old or impractical to familiarize yourself with, such as a clean Chevy Caprice/Buick Roadmaster/Cadillac Fleetwood up until 1996… Get used to the car, save your money and then buy a clean restored but somewhat unpopular car the tinker with… Eventually you'll develop the skills and buy that 2 thousand dollar "project car" or decide that old cars aren't for you.
#9 by TLD on November 20, 2009 - 12:01 pm
#10 by CrunkKing232 on November 20, 2009 - 1:41 pm
mud or lava lmao
#11 by AC on November 20, 2009 - 5:00 pm
You stated that you received a certifricate of insurance. That is your proof that the compqany added the vehicle. If you would have had an accident during the policy period you would have been covered. You owe the insurance company for the period the vehicle was insured.
#12 by tortmanus on November 20, 2009 - 8:32 pm
Hagerty is a good one. You can either contact an agent or go online to http://www.hagerty.com for a quote. They do have good rates but the best thing to do is check with an independent agency. They usually have a couple of different companies they work with for classic vehicle. Make sure that it is an agreed amount policy
#13 by EMatthew on November 21, 2009 - 9:45 am
If you have an LT-1 keep it!!! drop 1500.00 into it and strap on a set of headers, intake and exhaust. it will increase your mpg and more horsepower
#14 by Pulpdood on November 21, 2009 - 10:11 am
Biggest flaw – no split screen racing!
#15 by crazymonkeyking247 on November 21, 2009 - 2:53 pm
bob
☻/ This is bob, copy paste him on
/▌ every video you see so he can
/ take over youtube. You’ve been Bobed
#16 by mattbmx on November 21, 2009 - 9:38 pm
@Tehtog, I agree, Dirt2 is nothing compared to dirt!
#17 by lemans24fan on November 22, 2009 - 3:46 am
man, i love the pikes peak hill climb. In real life and on this game.
#18 by poopyhead002 on November 22, 2009 - 1:08 pm
it keeps them open for some sequels mud or lava lol